@article{article, title = {{Multi-channel distribution in the banking sector and the branch network restructuring}}, publisher = {{Elsevier BV}}, url = {{http://dx.doi.org/10.1016/j.eswa.2023.122294 }}, year = {{2024}}, month = {{3}}, author = {{Baldassarre S and Bruno G and Piccolo C and Ruiz-Hernández D}}, doi = {{10.1016/j.eswa.2023.122294}}, volume = {{238}}, journal = {{Expert Systems with Applications}}, pages = {{122294-122294}}, note = {{Accessed on 2024/12/22}}}